Foreclosure expertise
Over 10 years of combined experience in the Texas non-judicial foreclosure process. We've helped 3,000+ families find solutions.
It's not too late. And you don't have to figure this out alone.
Take a deep breath.
We're here to help.
If you just found out you're in foreclosure, you have more options than you think. This month we helped Vincent in Amarillo stop his foreclosure - and got probate completed in record time to stop a June 2nd auction. Our guidance is always free.
15 minutes. We listen, walk you through your options, and you decide what's next. No follow-up calls unless you ask.
A message worth waiting for
This is what we live to deliver.
When Anna picks up the phone with this kind of news, the call lasts about three seconds before the other end goes quiet. That moment - the family knowing their home is safe - is the whole point of what we do.
Live · Across Texas
You're not alone in this.
Texas homeowners with a foreclosure on the public auction calendar.
5 3 1 6
May 2026 · so far
4,834
April 2026
Sourced from Texas county public foreclosure records. Refreshes Tuesdays and Fridays at 5:00 PM Central. Last update: 5/27/2026. Estimate only. Not final and not deemed to be accurate.
4 5 2
Texas families helped in 2026
Live · 202610+
Years combined experience
$0
Cost to you. Always.
All
of Texas served
We understand
Receiving a foreclosure notice is scary.
You don't have to face it alone.
"There's always a way forward."
We know that right now, everything feels uncertain. The letters from your lender, the legal language you don't fully understand, the fear of losing your home - it's a lot to carry. And most people don't know where to turn.
That's exactly why X Home exists. We're a small team based right here in Fort Worth, Texas, and we've dedicated our careers to helping homeowners like you navigate this process.
Whether you want to stay in your home or need a fresh start, we'll walk you through every option - honestly, clearly, and at no cost to you.
How we can help
Your options when facing foreclosure.
Every situation is different. We take the time to understand yours and present all available paths - so you can make the best decision for your family.
Stay in Your Home
We explore loan modifications, forbearance agreements, and creative solutions that could allow you to keep your home.
- Loan modifications & restructuring
- Forbearance agreements with your lender
- Creative payment & repayment plans
- Direct negotiation with loss mitigation
Sell Before Auction
If selling is the best path forward, we can help you sell your home quickly - often with cash offers - before the auction date.
Protect Your Credit
We guide you through options that minimize the long-term damage to your credit score, helping you rebuild faster.
Avoid Legal Fees
Our expertise often accomplishes what attorneys charge thousands for, saving you money when you need it most.
Bankruptcy Guidance
When bankruptcy is the right option, we help you understand the process and connect you with the right professionals.
Relocation Support
If a fresh start is what you need, we provide relocation assistance to help you and your family transition smoothly.
Why families trust X Home
We're not a faceless corporation.
We're your neighbors.
Completely free. Always.
We'll never ask you for a dime. Our advisory services are provided at absolutely no cost - no hidden fees, no catches.
Integrity first
Our word is our bond. We give honest advice - even when it means telling you something you don't want to hear.
Local & personal
Based right here in Fort Worth, serving homeowners across Texas. The phone is answered by our team - the same people who'll walk you through your options.
A simple process
Getting help is easier than you think.
You don't need to figure this out on your own. Here's how we work together.
01
Book a free call.
Schedule a consultation at a time that works for you. It takes 30 seconds. No pressure, no obligation.
02
We review your situation.
We'll listen to your story, review your timeline, and identify every option available to you under Texas law.
03
Choose your best path.
Together, we'll decide on the best course of action - whether that's keeping your home, selling, or another solution.
Real Texas families
Hear from homeowners we've helped.
"Anthony was great. He and his team went above and beyond more than what I was expecting. They purchased the property, got it off my hands, and allowed me to get into a great new place now."
Kirk · Garland, Texas
Watch Kirk's story
"X Home took care of the process from start to finish, they relieved my stress to no end. Cannot recommend them more."
Linda · Red Oak, Texas
Watch Linda's story
We helped Crystal stop her foreclosure and keep her home.
Crystal Lopez · Helped by X Home
"Most homeowners we help say the same thing on the call: 'I wish I'd called sooner.'"
The earlier in the foreclosure timeline you reach out, the more options you actually have. A 15-minute call right now doesn't commit you to anything - it just opens up paths that close as your sale date gets closer.
The honest part
So what's the catch?
There isn't one. The conversation is free because we make our living somewhere else - if (and only if) selling to us ends up being the right move, we earn on the back end through rehab and resale. If it isn't, we point you toward someone who can help and walk away.
- Not a law firm
- Not a lender or mortgage broker
- Not affiliated with hud, va, or fha
- Not a credit repair company
- Not a national lead-aggregator
We are real Texans in Fort Worth who've helped hundreds of families through this. When you need a lawyer or a HUD-approved counselor, we'll tell you - and we'll refer you to one we know.
Frequently asked
Questions homeowners ask us first.
If yours isn't here, ask us on the call - no question is dumb when your home is on the line.
How is this 100% free?
X Home has two sides: foreclosure advisory and home buying. Every homeowner's situation is different, so whether your best route is legal help, selling, or working through your mortgage company, we earn either through referrals to trusted partners or - if you decide to sell to us - through the rehab and resale of the property on the back end. Either way, the conversation with you costs nothing.
I've already got it handled. Why should I still talk to you?
The foreclosure process isn't always what it seems. Mortgage companies can tell you one thing and then do another, and the rules vary depending on your loan type, your equity, and your timeline. You probably take your truck to a mechanic because they know things about your truck that you don't - it's the same idea here. A 15-minute call costs you nothing and can confirm you're on the right path - or catch something you missed.
Can I just pay the past-due amount to stop the foreclosure?
Most of the time, yes - that's called reinstatement and Texas law allows it up until shortly before the auction. But there are specific scenarios where, once you're in default, the mortgage company can require the full principal balance to be paid off (called acceleration). It's hard to know which scenario applies without asking the lender the right questions - and that's exactly where we come in.
I want to save my home. How can you help?
That's exactly what we're here for. On a free consultation, we'll walk you through every option that could fit your situation: loan modification, forbearance, reinstatement, creative arrangements with the lender, and more. Depending on your specific circumstances, keeping you in the home long-term is often possible - and our job is to find that path with you.
Get free help
Pick a time that works for you.
Anna or Anthony will be on the other end - the same Texans you'd talk to if you called us right now.
15 minutes. We listen, walk you through your options, and you decide what's next. No follow-up calls unless you ask.
You've made it this far. The next step is a 15-minute call - no pressure, and no calling you back if you don't want it.
You have options.
Let us show you what they are.
Every day that passes is a day closer to your auction date. The sooner you reach out, the more options we can explore together.
Available 24/7 - because foreclosure doesn't wait for business hours.